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Profile
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Service Type
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Company Name
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Website
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Main Phone
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Contact Name
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Contact Email Address
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Direct Contact Number
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Notes
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Folder
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Lender |
Axos Bank |
Home |
(888) 502-2967 |
Emme Fridge |
efridge@axosbank.com |
(615) 491-3215 |
Notes |
Documents |
Program Link : Email Contact for Programs
Login Info : One login per branch. Work with AE on pricing and structuring. Wholesale portal is just to submit loans. The office may charge an additional fee for submitting the loan.
Lender Compensation : Up to 2% origination (borrower paid), no cash cap, OR 1.25 in fixed broker rebate with a cash cap of $20,000. You cannot combine.
Fixed or Adjustables : 5/1, 7/1, 10/1 arms only *** except for 12 month bridge loan which is a fixed balloon.
Lender Fees : $1,695
NOTES : Min loan amount is $510,401. Max LTV for Bank statement Qual is 55%. No max loan amount, no max cash in hand. We are a jumbo/super jumbo lender. 6 month PITI banking relationship required.12 months bank statement qual.No Max # of properties.Credit Derogs allowed with LOE.
Does not lend on land only.
Shay Osborn (Contact for Commercial Loans): sosborn@axosbank.com | (858) 649-2476
CALHFA : No
Commercial : Yes
Condo PUD : Yes
Conventional : No
FHA : No
Investor : Yes
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
VA : No
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Lender |
Broker's Advantage MTG |
Home |
(833) 393-0547 |
Chris Birkett |
cbirkett@brokersadvantagemtg.com |
(818) 486-8608 |
Notes |
Documents |
Program Link : See home page.
Lender Compensation : Up to 300 bps
Fixed or Adjustables : Both
Lender Fees : 1499.99
NOTES : "*Interest only:
SFR
D-PUD
PUD
TownHouse
Rowhouse
Site Condo
Condo-Warrantable
Condo-NonWarrantable
2-unit
DU Rents Can Be Used
To Qualify On DSCR Loans
DSCR Example Purchase, Rate/Term, or Cash-Out
Main House Rent = $2,300
ADU Rent = $1,300
Total Rents = $3.600
DSCR = 1.00
$3,600 gross rents divided by 1.00 = $3,600
PITIA or ITIA may not exceed $3,600 per month
40yr Fixed with 10yr IO Available
"
No Land Loans
Previous AE's Number: Marty Mason: (760) 212-6816 -- currently working on getting updated contact information
CALHFA : No
Commercial : No
Condo PUD : Yes
Conventional : No
FHA : No
Investor : No
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
VA : No
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Lender |
Carrington Wholesale |
Home |
(949) 517-7342 |
Nina Martinez |
nina.martinez@carringtonms.com |
(626) 498-7896 |
Notes |
Documents |
Program Link : https://www.carringtonwholesale.com/loan-products/
Login Info : Will discuss in Welcome Call
Lender Compensation : 200 BPS
Fixed or Adjustables : Both
Lender Fees : Underwriting Fee for QM products will be $699 -- NonQM products will be $750
NOTES : Number one in rates for FHA and VA at this time! (June 2021)
Only handles residential -- no land loans.
All new appraisals will have to be ordered through the Mercury Network
If AE is not available, you can reach out to Mo Donalds (Maureen) | Area Sales Manager | Cell: 714-580-2008
CALHFA : No
Commercial : No
Condo PUD : No
Conventional : Yes
FHA : Yes
Investor : No
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : Yes
VA : Inactive
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Credit Company |
CIC Credit |
Home |
(615) 250-3224 |
Theresa McCoy |
tmccoy@ciccredit.com |
(813) 205-1397 |
Notes |
Documents |
Login Info : Receive upon being authorized with our company. If you do not receive them within 3 days on final sponsorship, please contact team@reebrokerca.com
NOTES : **CC Alerts@ciccredit.com for any time there is a time-sensitive issue.
CALHFA : No
Commercial : No
Condo PUD : No
Conventional : No
FHA : No
Investor : No
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
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Lender |
Fidelity Bancorp Funding Inc. |
Home |
(714) 908-5276 |
Robert N. Tudor |
rtudor@fbfloans.com |
(714) 908-5276 |
Notes |
Documents |
Lender Compensation : Varies
Fixed or Adjustables : Both - 3,5,7,10,12,15,20,30, Year Fixed, IO available, Zero Prepay Available, up to 80%, etc
Lender Fees : Varies
NOTES : Primarily a multifamily (5+units) and commercial (office, storage, warehouse, medical, gas station, hospitality, etc.) nationwide. Preferably $1mm+loan amount outside of western state, offer as low as $500,000.00 in California. Aggressive bridge (private money) fund also.
CALHFA : No
Commercial : Yes
Condo PUD : No
Conventional : No
FHA : No
Investor : No
Land : No
Mobile/Manufactured : Yes
Reverse Mortgages : No
USDA : No
VA : No
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Lender |
JMAC Lending |
Home |
(949) 390-8836 |
Susan Han |
Susan.Han@JMACLending.com |
(714) 931-3321 |
Notes |
Documents |
Login Info : Contact AE
Lender Compensation : 2%
Lender Fees : https://reebroker.com/Docs/Library/Tree/Loan%20Documents/Lenders/JMAC/Quick%20Reference%20Guide%20Susan%20Han%203.29.21%20(1).pdf
NOTES : The quick Guide Uploaded to the document library may have more information: https://reebroker.com/Docs/Library/Tree/Loan%20Documents/Lenders/JMAC/Quick%20Reference%20Guide%20Susan%20Han%203.29.21%20(1).pdf
CALHFA : No
Commercial : No
Condo PUD : No
Conventional : Yes
FHA : Yes
Investor : No
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
VA : Inactive
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Lender |
Kiavi |
Home |
(415) 796-8326 |
Nicholas Leon |
nicholas.leon@kiavi.com |
(415) 796-8326 |
Notes |
Documents |
Program Link : https://www.kiavi.com/broker
Login Info : One login per branch:
Username: loans@reebrokerca.com
Password: REeBrokerGroupLoans2020
Lender Compensation : Bridge Fix/Flip
-Kiavi takes 1pt Origination + $999/$1499 service fee depending on borrower experience
-Brokers can charge up to 3 pts origination + $500 admin fee + 2% yield spread
Rental DSCR
-Kiavi takes .35pt origination +$1999 Service fee
-Brokers can charge up to 2 pts origination + $500 admin fee + 1% Yield Spread
**Currently running a 0Pt origination promo on our rental loans!!** 10/20/2023
Fixed or Adjustables : Rental Product- fixed/arm Bridge product fixed
Lender Fees : Bridge: $99/$1499 -- Rental: $1999
NOTES : Bridge/Fix and Flip
1% Lender Origination fee (or $1,500; whichever is higher)
90% LTC for borrowers with qualifying Credit Scores and Propertues
75% ARV LTV
No Incomeor Asset Verification on the majority of deals
No Appraisal Required
Earn up to 3% on Origination
Earn up to 2% on Yield Spread
660 FICO min
Close in 10-15 days
Rental
.35 Lender Origination fee (or $1,500; whichever is higher) **Currently running a 0pt Origination fee on our rental loans!!!**
Up to 75% LTV
Loan amounts up to $2MM
No income or asset verification on the majority of deals
.5 DSCR Minimum
No Seasoning requirement for Rate and Term Refinances
6 months seasoning for cash-out refinances (3 Months if the original loan is a LendingHome Loan)
Earn up to 2% on Origination
Earn up to 1% on Yield Spread
660 FICO
CALHFA : No
Commercial : No
Condo PUD : No
Conventional : No
FHA : No
Investor : Yes
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
VA : No
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Lender |
Kind Lending |
Home |
(619) 818-1518 |
Alessandra Ford |
aford@kindlending.com |
(619) 818-1518 |
Notes |
Documents |
Program Link : https://www.kindlending.com/
Login Info : Reach out to AE
Lender Compensation : 2%
Fixed or Adjustables : Both
Lender Fees : Admin Fee: $1075 | Tax Service: $86 | Flood Cert: $6.50 | Non QM: $350 | *Fee list in document library
NOTES : How to submit to Kind Lending: https://www.youtube.com/watch?v=zv019D68Tzg
Video Links : IT Help Desk you can call or schedule training online - 714-844-7555
CALHFA : Yes
Commercial : No
Condo PUD : Yes
Conventional : Yes
FHA : Yes
Investor : Yes
Land : No
Mobile/Manufactured : Yes
Reverse Mortgages : No
USDA : Yes
VA : Inactive
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Pricing Engine |
Lender Price |
Home |
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Notes |
Documents |
Login Info : Please create your own free account. If there is a unapproved lender that you would like to place a loan with please allow at least 3 week application processing time. Please email loans@reebrokerca.com the application.
CALHFA : No
Commercial : No
Condo PUD : No
Conventional : No
FHA : No
Investor : No
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
VA : Inactive
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Lender Search |
Lender Search |
Home |
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Notes |
Documents |
CALHFA : No
Commercial : No
Condo PUD : No
Conventional : No
FHA : No
Investor : No
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
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Lender |
Lima One Capital |
Home |
(858) 330-3195 |
David Osburn |
dosburn@limaone.com |
(858) 330-3195 |
Notes |
Documents |
Program Link : limaone.com
Login Info : Email the AE if you do not receive login credentials when you first join
Lender Compensation : Up to 3%
Fixed or Adjustables : Both
Lender Fees : Depends on the program
Video Links : limaone.com
CALHFA : No
Commercial : No
Condo PUD : Yes
Conventional : No
FHA : No
Investor : Yes
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
VA : No
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Lender |
Longbridge Financial |
Home |
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Julia Braun |
jbraun@longbridge-financial.com |
(401) 787-6970 |
Notes |
Documents |
Program Link : www.longbridge-financial.com
Login Info : Request them from Account Executive
Lender Compensation : 2%
Fixed or Adjustables : Both
Lender Fees : $499 - for processing
NOTES : Please reach out to Brooke with any scenario, product, or pricing questions.
Video Links : www.longbridge-financial.com
CALHFA : No
Commercial : No
Condo PUD : Yes
Conventional : No
FHA : No
Investor : No
Land : No
Mobile/Manufactured : No
Reverse Mortgages : Yes
USDA : No
VA : No
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Lender |
MCM Capital Solutions |
Home |
(800) 556-7755 |
Ken Walker |
ken@mcmcapitalsolutions.com |
(215) 760-8641 |
Notes |
Documents |
Program Link : See Home Page.
Login Info : Call Ken and he will pre qual and price the loans up front.
Lender Compensation : The lender does not offer comp plans to our brokers. Each loan is priced individually.
Fixed or Adjustables : Both
NOTES : info@mcmcapitalsolutions.com
Does not make loans on land only.
CALHFA : No
Commercial : No
Condo PUD : No
Conventional : No
FHA : No
Investor : Yes
Land : No
Mobile/Manufactured : No
Reverse Mortgages : Yes
USDA : No
VA : No
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Lender |
Mega Capital Funding |
Home |
(858) 776-5984 |
Jeff Bartley |
jeff@mcfunding.com |
(858) 776-5984 |
Notes |
Documents |
Program Link : https://mcfunding.com/products/
Login Info : Contact AE
Lender Compensation : 2%
Fixed or Adjustables : Both
Lender Fees : Varies by product, contact AE
NOTES : Product Summary document uploaded to document library, but reach out to AE for most up to date version.
Your Account Manager is:
Devina Shah
(818) 657-2600 Ext. 409
devina@mcfunding.com
Video Links : https://mcfunding.com/e-learning/
CALHFA : No
Commercial : No
Condo PUD : Yes
Conventional : Yes
FHA : Yes
Investor : Yes
Land : No
Mobile/Manufactured : Yes
Reverse Mortgages : No
USDA : Yes
VA : Active
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Lender |
Mortgage Solutions |
Home |
(949) 287-9525 |
Richard Eampietro |
richard.eampietro@mortgagesolutions.net |
(949) 287-9525 |
Notes |
Documents |
CALHFA : No
Commercial : Yes
Condo PUD : Yes
Conventional : Yes
FHA : Yes
Investor : Yes
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : Yes
VA : Active
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Lender |
New Rez (Formerly Caliber Home Loans) |
Home |
(858) 997-3003 |
Amanda Schmidt |
Amanda.Schmidt@Newrez.com |
(858) 997-3003 |
Notes |
Documents |
Program Link : https://wholesale.caliberhomeloans.com/wholesale-loan-products/
Login Info : Email AE or the brigade team listed below.
The brigade team also helps with disclosing the file and aus issues is the LO needs help.
All scenarios should be run thru AE first.
Brigade Support:
Hours of Operation: 5:30 am – 5 pm PST M-Th, 5:30 am – 4 pm PST
P 888.426.7026 x1 | E: BrigadeSupport@Caliberhomeloans.com
Lender Compensation : 2%
Fixed or Adjustables : Both
Lender Fees : $999 Caliber Admin. $10.65 Flood, $93.85 Tax Service, $24.95 Mers, FHA Streamline- $495 Caliber Admin. VA IRRRL $0 Caliber to Caliber Refi-Admin. $499
NOTES : H2Online Support is able to assist with any H2O system-related questions or issues
They can be reached via: Phone at 888-426-7026
|System Support (live online chat), which is located at the top of the H2O Home Page
HECM: https://apps.hud.gov/ll/code/getllst.cfm?startseq=-1&called_by=llslcrit&ldrtp=05&lndrnme=caliber&lndrcity=&lndstate=CA&lndrcounty=&lndrcountyCode=none&lndrzip=&ldrad=1&aafb=all_areas&groupsize=10&pbox1=on&pbox2=on&sobox1=on&sobox2=on&sobox3=on&sobox4=on&sobox5=on&sobox6=on&hecmon=on
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Email at H2OnlineSupport@CaliberHomeLoans.com
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Additional Contacts: Susan Beauregard, susan.beauregard@caliberhomeloans.com, 843-941-5215
Video Links : https://vimeopro.com/caliberhomeloans/brokertraining
CALHFA : No
Commercial : No
Condo PUD : Yes
Conventional : Yes
FHA : Yes
Investor : Yes
Land : No
Mobile/Manufactured : Yes
Reverse Mortgages : Yes
USDA : Yes
VA : Inactive
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Lender |
Oaktree Funding Corp. |
Home |
(909) 982-5945 |
Zia Hasso |
mcefalo@oaktreefunding.com |
(800) 968-5773 Ext. 1022? |
Notes |
Documents |
Program Link : https://www.oaktreefunding.com/loan-programs/
Login Info : Please contact the office to be added as a user
Lender Compensation : 1.5% LPC
Fixed or Adjustables : Both
Lender Fees : $995-$1295
NOTES : Condo PUD: "x
Warrantable and Non-Warrantable available"
Conventional: Fannie, Freddie, VA, FHA, DSCR investor, Non-QM, JUMBO programs are available. I/O as well
For FHA, submit as normal
Does not finance lot/land loans.
Zia's Cell: 623.512.5556
Zia's Fax: 480.857.8080
CALHFA : No
Commercial : No
Condo PUD : Yes
Conventional : Yes
FHA : Yes
Investor : Yes
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
VA : No
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Lender |
PeerStreet |
Home |
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Bee Thao |
bthao@peerstreet.com |
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Notes |
Documents |
Login Info : Receive from lender
NOTES : **Originator Volume currently ON HOLD. They will reach out once they are active again.
Main products: Residential Bridge / Fix & Flip / 30 Year Residential
Investor - non-owner occupied
CALHFA : No
Commercial : No
Condo PUD : No
Conventional : No
FHA : No
Investor : Yes
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
VA : No
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Lender |
PennyMac |
Home |
(833) 769-3710 |
Linda Jackson |
linda.jackson@pennymac.com |
(818) 835-7348 |
Notes |
Documents |
Program Link : https://www.pennymacbrokerdirect.com/
Login Info : Email AE
Lender Compensation : 2% - Max $20,000
Fixed or Adjustables : Fixed
Lender Fees : Admin fee Conv/Gov - $1,014 Streamline/IRRRL - $595 Flood Cert. - $7 Tax Service (if applicable) - $74
NOTES : Adding ARM and Jumbo around the end of February 2022 (email will go out when released). Only does approved Condo’s, we will not do spot approvals or new condo project approvals. If you need VA, it will take about a month to set up after paying.
We are announcing an increase to our admin fee on conventional and full doc government loans from $895 to $1,014, effective March 1, 2022.
Please note that there is no change to the tax service fee of $74 or flood fee of $7. This brings our total fee for full doc conforming conventional and government loans to $1,095. Our FHA Streamline and VA IRRRL admin fee will remain the same.
Video Links : https://www.pennymacbrokerdirect.com/broker-resources/tag/training-videos
CALHFA : No
Commercial : No
Condo PUD : Yes
Conventional : Yes
FHA : Yes
Investor : Yes
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
VA : Active
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Lender |
Quality Banc Mortgage |
Home |
(714) 251-6853 |
Ozzy Favela |
ozzy@qualitybanc.com |
(323) 243-5556 |
Notes |
Documents |
NOTES : Submission form in Document Library
CALHFA : No
Commercial : No
Condo PUD : No
Conventional : No
FHA : No
Investor : No
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
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Scotsman Guide Inc |
Home |
(800) 297-6061 |
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Notes |
Documents |
CALHFA : No
Commercial : No
Condo PUD : No
Conventional : No
FHA : No
Investor : No
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
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Lender |
Sierra Lending Corporation |
Home |
(281) 506-4868 |
Vincent Phillips |
vincent@lendsierra.com |
(415) 660-9797 |
Notes |
Documents |
Program Link : https://lendsierra.com/for-real-estate-professionals/rate-sheet-and-underwriting-guidelines/
Login Info : Files can be uploaded at https://lendsierra.com/pro-upload using your email address
Lender Compensation : 200 BPS
Fixed or Adjustables : 15/20/30 Yr Fixed and 5/1 ARMs
Lender Fees : $1995
NOTES : We only lend against site-built residential property
Jumbo, Foreign National Mortgage, Self Employed,
They will only loan on land that is over $350K
CALHFA : No
Commercial : No
Condo PUD : No
Conventional : No
FHA : No
Investor : No
Land : Yes
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
VA : No
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Lender |
The Lender |
Home |
(833) 381-8733 |
Ryan Mercier |
rmercier@thelender.com |
(949) 668-7092 |
Notes |
Documents |
Program Link : https://www.thelender.com/products/
Login Info : Please email Ryan your NMLS # when you are ready to submit loans and he will request your accounts to be created.
Lender Compensation : Lender Paid, 2%, minimum $1,500.00
Fixed or Adjustables : Both
NOTES : Does not lend on land transactions.
theNONI – The best DSCR loan around - https://www.thelender.com/noni/
theNearNONI – The best <1% DSCR loan around - https://www.thelender.com/nearnoni/
theNONI58 (5-8 units) - https://www.wholesale.thelender.com/wp-content/uploads/2022/05/NONI58-matrix.pdf
NonQM - https://www.thelender.com/nonqm/
Asset Qualifier
Bank Stmts. Qualifier
Full Doc Qualifier
Gig Qualifier (1099 Only)
1pg Business Bank Stmt. + P&L
ITIN Borrowers - https://wholesale.thelender.com/wp-content/uploads/2023/08/ITIN-Mortgage-Matrix.pdf
QM Loans (FHA, VA, USDA & Conv.) - https://www.thelender.com/products/
theNADA – The best 100% Financing program around - https://www.thelender.com/thenada/
theSECOND – The best stand-alone second - https://wholesale.thelender.com/thesecond/
G-PA (Bridge Loan) - https://wholesale.thelender.com/wp-content/uploads/2023/02/G-Pa-Matrix-02.14.23.pdf
FHA-Down to 580 FICO
Bank Stmts. Program-Up to 90%LTV
1099 Only Program-Up to 90%LTV
Full Doc NonQM
CALHFA : No
Commercial : No
Condo PUD : Yes
Conventional : Yes
FHA : Yes
Investor : Yes
Land : No
Mobile/Manufactured : Yes
Reverse Mortgages : No
USDA : Yes
VA : Inactive
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Lender |
United Wholesale Mortgage |
Home |
(800) 981-8898 |
Thomas Zuchowski |
Tzuchowski@uwm.com |
(800) 981-8898 Ext. 82936 |
Notes |
Documents |
Program Link : https://www.uwm.com/price-a-loan/exclusives
Login Info : Receive from lender
Lender Compensation : 200 bps (min $1,000 and max $30,000)
Fixed or Adjustables : Both
Lender Fees : "INFORMATION Underwriting Fee $555 for FHA Streamlines and VA IRRRLs $755 for Super Correspondent Loans $1055 for all other UWM Loans Early Wire Fee $50 Tax Service Fee $85 Flood Cert. Fee $8"
NOTES : Our Broker ID: CA781
Tricia Loughran - Branch Manager | Escrow Officer at Chicago Title Company | familiar with the UWM process. Also, she is in Northern California so they charge 1/2 of what Southern California charges.
***The clients are free to use any company but we have had good results with her.***
https://www.uwm.com/turn-times
"
Does not lend on land transactions
Thomas's Mobile number: 1-248-703-6165
Video Links : https://view.bbsv2.net/bbext/?p=land&id=B2C254BA9C541F6BE0530100007F3F6E&vid=42aef325-aecf-43ac-9428-272ce66048f2 , https://youtu.be/jGGqFkcQGRE
CALHFA : No
Commercial : No
Condo PUD : No
Conventional : Yes
FHA : Yes
Investor : No
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : Yes
VA : Active
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VA Services |
VA Loan Guaranty |
Home |
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Notes |
Documents |
Login Info : VA ID: 9053780000
Current Pin: uz0puuYm
Sponsor ID: UWM - 746048
NOTES : https://reebroker.com/Docs/Library/Tree/Loan%20Documents/Veteran%20Affairs%20(VA)%20Loan%20Information.pdf
Video Links : https://lgy.va.gov/lgyhub/help
CALHFA : No
Commercial : No
Condo PUD : No
Conventional : No
FHA : No
Investor : No
Land : No
Mobile/Manufactured : No
Reverse Mortgages : No
USDA : No
VA : Inactive
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