Borrowers Get Pre-Approved with REeBroker Group Today!

Quick & Easy Application Process!

Streamlined Processing for a Smooth, Hassle-Free Real Estate Transaction

Borrowers may receive up to 1% credit towards non-recurring closing costs. Credit amount is subject to lender approval.


** Borrowers must fill out their own application. Real Estate agents must have NMLS license to take an application.
Contact loans@reebrokerca.com to get more information on starting your loan application process or click the button above
Types of Loan Programs

Fixed-Rate Mortgages

A Fixed Rate Mortgage ensures that your payments will stay the same over the life of the loan because the interest rate remains the same. This is beneficial for you to calculate your monthly expenses without worrying about fluctuations in your mortgage payments over time.

FHA Home Loans

FHA loans have low down payments of 3.5%, low closing costs, and easier credit qualifying.

Adjustable-Rate Mortgages

With an adjustable-rate mortgage, the initial interest rate is fixed for a period of time and may vary over the lifetime. You may want to have a lower initial rate, resulting in a lower payment so that you will be able to qualify for the home you have chosen. Perhaps you plan to move in a few years or you are confident that your income will increase enough in the coming years to compensate for periodic increases in your interest rate and thus larger overall mortgage payment.

VA Loans

A US Department of Veteran’s Affairs (VA) Loan allows qualified veterans to buy a house without a down payment ($0). Additionally, the qualification guidelines for VA Loans are more flexible than for either FHA or Conventional Loans. For qualified veterans, this can be a very attractive option. Check your eligibility here: https://www.va.gov/housing-assistance/home-loans/how-to-apply/

JUMBO Home Loans

If a conventional loan falls within Fannie Mae’s and Freddie Mac’s loan limits, it is referred to as a Conforming Loan. If the loan amount exceeds the maximum permissible loan amount of these two agencies, it is called a JUMBO, or Non-Conforming Loan.

Home Loan Down Payment Assistance

Situations can arise where the buyer can qualify for a loan but does not have enough for a down payment. In these instances, there are programs available through local and state agencies that can help procure funds for the down payment. Know your options.

This is not a committment to lend. Prices, guidelines, and minimum requirements are subject to change without notice. Subject to review of credit and collateral; not all applicants will qualify for financing. It is important to make an informed decision when selecting and using a loan product; make sure to compare loan types when making a financial decision. A pre-approval is not a loan approval, rate lock, guarantee, or committment to lend. An underwriter must review and approve a complete loan application after you are pre-approved in order to approve financing.


CONTACT
2035 Corte Del Nogal Suite 125
Carlsbad, CA 92011
Tel: 760.722-3222
E-mail: info@reebrokerca.com

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*High-risk transactions have a different fee structure. $135 E&O fee added to all transaction.

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